Summer seasonal hazards, by the numbers

What kinds of claims should you expect to face over the summer months? It may depend on where you live.

For many people, especially those with school-age children, summer is peak travel time.

In addition to vacations, there’s also likely to be a surge in weekend travel as people take long weekends to the shore, the mountains or nearby parks.

But while you’re traveling, what’s happening to your home? Farmers Insurance has analyzed the last three years of actual home-related claims from around the country to highlight the common dangers you face in the summer and provide suggestions to help reduce homeowners’ risk.

Nationally, the highest percentage of homeowners’ claims identified by Farmers are:

• • Lightning ― 49%. This is a 123% increase over spring, but claims are down 28% compared to claims in 2013.
  • Hail ― 35%. This is a 30% increase over spring, and claims are up 1% over claims in 2014.
  • Third-Party Claims ― 28%. This is a 9% increase over spring, and claims are up 2% over claims in 2014.